Georgia Mortgage Calculator

Mortgage and refinance loan payment calculator. Popular areas include Atlanta, Augusta-Richmond, Columbus and Macon-Bibb Georgia.

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Our Georgia mortgage calculator enables you to estimate your monthly mortgage payment, including the following:

  • Principal and interest
  • Taxes
  • Insurance
  • Private Mortgage Insurance (PMI)

Your monthly payment changes when updating the home price, down payment, interest rate, and loan term.

Housing affordability continues to fluctuate across Georgia. The housing trends vary in the Peach State, with larger communities exhibiting higher home prices than smaller, more rural areas. Even within Atlanta, Augusta-Richmond County, Columbus, the market varies among neighborhoods. Each area will have a slightly different trend such as Fulton County, Gwinnett County and Cobb County.

Amortization Calculator
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We've included the conforming loan amounts and the estimated property tax rates for each county. This is important because mortgage interest rates are significantly different for home loans above the amounts listed. Please check with your loan officer, bank, lender to verify the conforming loan amounts in your county.

County

Property tax rate

Conforming limit

Appling County

0.72%

$548,250

Atkinson County

0.99%

$548,250

Bacon County

1.04%

$548,250

Baker County

0.78%

$548,250

Baldwin County

0.82%

$548,250

Banks County

0.79%

$548,250

Barrow County

0.89%

$548,250

Bartow County

0.79%

$548,250

Ben Hill County

1.13%

$548,250

Berrien County

1.07%

$548,250

Bibb County

1.18%

$548,250

Bleckley County

1.08%

$548,250

Brantley County

1.58%

$548,250

Brooks County

1.23%

$548,250

Bryan County

0.86%

$548,250

Bulloch County

0.83%

$548,250

Burke County

0.87%

$548,250

Butts County

1.03%

$548,250

Calhoun County

1.38%

$548,250

Camden County

1.01%

$548,250

Candler County

1.16%

$548,250

Carroll County

0.77%

$548,250

Catoosa County

0.84%

$548,250

Charlton County

0.91%

$548,250

Chatham County

1.02%

$548,250

Chattahoochee County

1.07%

$548,250

Chattooga County

0.86%

$548,250

Cherokee County

0.75%

$548,250

Clarke County

1.02%

$548,250

Clay County

1.03%

$548,250

Clayton County

1.06%

$548,250

Clinch County

1.20%

$548,250

Cobb County

0.72%

$548,250

Coffee County

0.99%

$548,250

Colquitt County

1.06%

$548,250

Columbia County

1.00%

$548,250

Cook County

1.01%

$548,250

Coweta County

0.87%

$548,250

Crawford County

1.13%

$548,250

Crisp County

1.18%

$548,250

Dade County

0.55%

$548,250

Dawson County

0.76%

$548,250

Decatur County

1.10%

$548,250

DeKalb County

1.07%

$548,250

Dodge County

0.94%

$548,250

Dooly County

1.10%

$548,250

Dougherty County

1.37%

$548,250

Douglas County

0.92%

$548,250

Early County

1.06%

$548,250

Echols County

1.13%

$548,250

Effingham County

1.10%

$548,250

Elbert County

1.00%

$548,250

Emanuel County

1.03%

$548,250

Evans County

1.08%

$548,250

Fannin County

0.44%

$548,250

Fayette County

0.92%

$548,250

Floyd County

0.96%

$548,250

Forsyth County

0.77%

$548,250

Franklin County

0.91%

$548,250

Fulton County

1.00%

$548,250

Gilmer County

0.51%

$548,250

Glascock County

1.12%

$548,250

Glynn County

0.73%

$548,250

Gordon County

0.89%

$548,250

Grady County

1.04%

$548,250

Greene County

0.69%

$548,250

Gwinnett County

1.19%

$548,250

Habersham County

0.74%

$548,250

Hall County

0.84%

$548,250

Hancock County

1.10%

$548,250

Haralson County

1.04%

$548,250

Harris County

0.92%

$548,250

Hart County

0.74%

$548,250

Heard County

0.72%

$548,250

Henry County

1.04%

$548,250

Houston County

0.99%

$548,250

Irwin County

1.37%

$548,250

Jackson County

0.98%

$548,250

Jasper County

1.09%

$548,250

Jeff Davis County

0.96%

$548,250

Jefferson County

1.21%

$548,250

Jenkins County

1.17%

$548,250

Johnson County

1.09%

$548,250

Jones County

1.16%

$548,250

Lamar County

0.96%

$548,250

Lanier County

1.12%

$548,250

Laurens County

1.00%

$548,250

Lee County

1.15%

$548,250

Liberty County

1.35%

$548,250

Lincoln County

1.13%

$548,250

Long County

1.18%

$548,250

Lowndes County

0.95%

$548,250

Lumpkin County

0.75%

$548,250

McDuffie County

0.93%

$548,250

McIntosh County

0.88%

$548,250

Macon County

1.10%

$548,250

Madison County

0.97%

$548,250

Marion County

1.12%

$548,250

Meriwether County

1.19%

$548,250

Miller County

1.47%

$548,250

Mitchell County

1.44%

$548,250

Monroe County

0.81%

$548,250

Montgomery County

1.02%

$548,250

Morgan County

0.80%

$548,250

Murray County

0.66%

$548,250

Muscogee County

0.92%

$548,250

Newton County

0.96%

$548,250

Oconee County

0.78%

$548,250

Oglethorpe County

0.88%

$548,250

Paulding County

0.92%

$548,250

Peach County

1.16%

$548,250

Pickens County

0.83%

$548,250

Pierce County

0.91%

$548,250

Pike County

1.00%

$548,250

Polk County

1.01%

$548,250

Pulaski County

0.84%

$548,250

Putnam County

0.73%

$548,250

Quitman County

0.73%

$548,250

Rabun County

0.67%

$548,250

Randolph County

1.12%

$548,250

Richmond County

1.16%

$548,250

Rockdale County

0.66%

$548,250

Schley County

1.09%

$548,250

Screven County

1.10%

$548,250

Seminole County

1.15%

$548,250

Spalding County

1.23%

$548,250

Stephens County

1.03%

$548,250

Stewart County

1.09%

$548,250

Sumter County

1.58%

$548,250

Talbot County

0.92%

$548,250

Taliaferro County

1.48%

$548,250

Tattnall County

1.09%

$548,250

Taylor County

0.85%

$548,250

Telfair County

1.11%

$548,250

Terrell County

1.08%

$548,250

Thomas County

1.02%

$548,250

Tift County

1.10%

$548,250

Toombs County

0.91%

$548,250

Towns County

0.42%

$548,250

Treutlen County

0.81%

$548,250

Troup County

1.01%

$548,250

Turner County

1.37%

$548,250

Twiggs County

1.26%

$548,250

Union County

0.62%

$548,250

Upson County

1.02%

$548,250

Walker County

0.83%

$548,250

Walton County

0.87%

$548,250

Ware County

1.05%

$548,250

Warren County

1.28%

$548,250

Washington County

1.15%

$548,250

Wayne County

0.86%

$548,250

Webster County

1.20%

$548,250

Wheeler County

1.03%

$548,250

White County

0.81%

$548,250

Whitfield County

0.77%

$548,250

Wilcox County

1.02%

$548,250

Wilkes County

1.31%

$548,250

Wilkinson County

0.93%

$548,250

Worth County

1.08%

$548,250

County

Tax Rate

Limit

Appling County

0.72%

$548,250

Atkinson County

0.99%

$548,250

Bacon County

1.04%

$548,250

Baker County

0.78%

$548,250

Baldwin County

0.82%

$548,250

Banks County

0.79%

$548,250

Barrow County

0.89%

$548,250

Bartow County

0.79%

$548,250

Ben Hill County

1.13%

$548,250

Berrien County

1.07%

$548,250

Bibb County

1.18%

$548,250

Bleckley County

1.08%

$548,250

Brantley County

1.58%

$548,250

Brooks County

1.23%

$548,250

Bryan County

0.86%

$548,250

Bulloch County

0.83%

$548,250

Burke County

0.87%

$548,250

Butts County

1.03%

$548,250

Calhoun County

1.38%

$548,250

Camden County

1.01%

$548,250

Candler County

1.16%

$548,250

Carroll County

0.77%

$548,250

Catoosa County

0.84%

$548,250

Charlton County

0.91%

$548,250

Chatham County

1.02%

$548,250

Chattahoochee County

1.07%

$548,250

Chattooga County

0.86%

$548,250

Cherokee County

0.75%

$548,250

Clarke County

1.02%

$548,250

Clay County

1.03%

$548,250

Clayton County

1.06%

$548,250

Clinch County

1.20%

$548,250

Cobb County

0.72%

$548,250

Coffee County

0.99%

$548,250

Colquitt County

1.06%

$548,250

Columbia County

1.00%

$548,250

Cook County

1.01%

$548,250

Coweta County

0.87%

$548,250

Crawford County

1.13%

$548,250

Crisp County

1.18%

$548,250

Dade County

0.55%

$548,250

Dawson County

0.76%

$548,250

Decatur County

1.10%

$548,250

DeKalb County

1.07%

$548,250

Dodge County

0.94%

$548,250

Dooly County

1.10%

$548,250

Dougherty County

1.37%

$548,250

Douglas County

0.92%

$548,250

Early County

1.06%

$548,250

Echols County

1.13%

$548,250

Effingham County

1.10%

$548,250

Elbert County

1.00%

$548,250

Emanuel County

1.03%

$548,250

Evans County

1.08%

$548,250

Fannin County

0.44%

$548,250

Fayette County

0.92%

$548,250

Floyd County

0.96%

$548,250

Forsyth County

0.77%

$548,250

Franklin County

0.91%

$548,250

Fulton County

1.00%

$548,250

Gilmer County

0.51%

$548,250

Glascock County

1.12%

$548,250

Glynn County

0.73%

$548,250

Gordon County

0.89%

$548,250

Grady County

1.04%

$548,250

Greene County

0.69%

$548,250

Gwinnett County

1.19%

$548,250

Habersham County

0.74%

$548,250

Hall County

0.84%

$548,250

Hancock County

1.10%

$548,250

Haralson County

1.04%

$548,250

Harris County

0.92%

$548,250

Hart County

0.74%

$548,250

Heard County

0.72%

$548,250

Henry County

1.04%

$548,250

Houston County

0.99%

$548,250

Irwin County

1.37%

$548,250

Jackson County

0.98%

$548,250

Jasper County

1.09%

$548,250

Jeff Davis County

0.96%

$548,250

Jefferson County

1.21%

$548,250

Jenkins County

1.17%

$548,250

Johnson County

1.09%

$548,250

Jones County

1.16%

$548,250

Lamar County

0.96%

$548,250

Lanier County

1.12%

$548,250