You have finished medical school or residency, and you are looking forward to your first job as a full-fledged practicing physician. Although this is an exciting time in your life, it also comes with uncertainty. You may be thinking:

• How can I buy a home with medical school debt?
• How can I come up with a down payment without a lot of money saved?
• Due to years of debt, my credit score is low; how can I purchase a house?
• How can I build equity in a home and avoid renting with no work history?

Before you begrudgingly accept a near-future renting and having nothing to show for your monthly home expenses, consider a physician mortgage loan. Lenders who specialize in this lending service understand the unique position doctors are in and recognize the years of training you have as well as the reputation of your profession. Let’s continue our investigation into some of the leading physician mortgage lenders in the industry and why you should not discount the opportunity for home ownership.

In this series, we are reviewing some of the top lenders in this financial arena which offer physician mortgage loans. These lending institutions have a history of catering to doctors and dentists, understand their challenging occupations, and appreciate the long-term stability which comes along with the medical industry.

Headquartered in Atlanta, and well established in the Southeast region of the U.S., SunTrust Bank offers a full slate of financial products for its customers, both commercial and individual account holders. SunTrust’s Doctor Loan Program is quite expansive, catering to doctors and dentists as well as licensed Residents, Interns and Fellows currently in medical programs. With locations in 11 states and the District of Columbia, there are some variations among branches, but all offer competitive lending options for physicians.